What is better Uitf or mutual fund?

What is better Uitf or mutual fund?

Mutual funds and UITF are structured the same way, so at first glance by principle there is no difference if you pick either one. Money from the investing public are pooled together to buy securities like stocks, bonds and money market instruments with the goal of maximizing potential net gains for clients.

Are Uitf and mutual funds the same?

The two are both collective investment programs but mutual funds are offered to the public by investment companies while UITFs are product offerings of banks. Mutual funds and UITFs both use marked-to-market valuation, wherein the investment portfolio is valued using the market prices of each asset owned.

Is Uitf good investment?

UITFs offer investors a great opportunity to earn higher potential returns. By its nature, UITFs pool investor funds to create a large fund. Under a professional fund manager’s watchful eyes, investors can productively harness these funds and take advantage of economies of scale.

Which is better Uitf or VUL?

Bottom line: if you want the protection of life insurance, go for a VUL. If you want to participate in the growth of the Philippine economy but don’t have the know-how to go into stocks, choose a mutual fund or a UITF. If you have the time to learn, money to invest, and aggressiveness to match, stocks may be for you.

Can you get rich in Uitf?

Unit investment trust fund or UITF is a one of the many ways any Pinoy can actually invest to earn passive income. It is offered by banks and trust companies with most of them offering online access, making them really easy to open and manage….UITF risk and return.

Money market funds Conservative Modest

What is the best mutual fund to invest in 2021 Philippines?


  • Bond Mutual Funds. 10:40.
  • rd: Sun Life of Canada Prosperity Bond Fund. 10:52.
  • nd: ALFM Peso Bond Fund. 11:05.
  • st: Cocolife Fixed Income Fund. 11:13.
  • Money Market Mutual Fund. 12:15.
  • rd: First Metro Save and Learn Money Market Fund. 12:23.
  • nd: ALFM Money Market Fund. 12:30.
  • st: Sun Life Prosperity Peso Starter Fund. 12:35.

Which bank is best for mutual funds Philippines?

10 Best Philippine Mutual Funds in 2022

Mutual Funds Company Fund Type 1-Year Return (%)
Philequity Fund, Inc. Stock Funds 10.37%
First Metro Save and Learn Equity Fund, Inc. Stock Funds 10.11%
First Metro Save and Learn F.O.C.C.U.S. Dynamic Fund, Inc. Balanced Funds 9.58%
Philequity MSCI Philippine Index Fund, Inc. Stock Funds 9.43%

Can you lose money in mutual fund?

With mutual funds, you may lose some or all of the money you invest because the securities held by a fund can go down in value. Dividends or interest payments may also change as market conditions change.

How can I invest 100k pesos?

Here are the five ways you can invest your P100,000 savings:

  1. Invest in blue chip stocks.
  2. Invest in income stocks and bonds.
  3. Invest in high growth stocks.
  4. Invest in real estate.
  5. Invest in startup businesses.