What is JCOP?

Java Card OpenPlatform (JCOP) is a smart card operating system for the Java Card platform developed by IBM Zürich Research Laboratory.

What are JCOP cards used for?

JCOP 4 EMV is a field-proven, vendor-independent OS for chip-card applications. It provides multi-application support for dual-interface, contactless and contact formats, and delivers benchmark transaction performance for EMV payment whether on card or other form factors.

Is Java Card an open source?

The firmware is a JavaCard applet, and it can turn any capable JavaCard into a TEM. This is an open source prototype of Secure Storage and Erasure (SSE) System, including both the JavaCard and host programs.

What is EMV PCI?

EMV is a standard for fraud prevention technology (embedded chips) included in payment cards and chip readers in payment terminals, while PCI DSS is a set of security guidelines to be used across credit card merchants and service providers for processing, transmitting, or storing credit card data.

Is EMV chip RFID?

Simply put, the computer chip in your EMV card does not transmit an RFID signal. That’s because these cards don’t offer contactless transactions. You can’t close a transaction with an EMV card unless you actually dip it into a card reader.

What is an EMV compliant terminal?

EMV is an acronym for Europay, MasterCard and Visa. EMV credit card terminals are used to support a joint global standard for acceptance of chip-cards and smart cards, chip payment applications and devices plus chip payment gateway procedures.

What are unfused cards?

With the disclaimer aside, an unfused JCOP card basically means the card has not been “pre-personalized”. In this context, what “pre-personalization” means is setting up the JCOP card’s operating parameters, such as the card’s ATR historical bytes, what transmission mode to use and etc.

Who does EMV certification?

The hardware supplier is responsible for Level 1 EMV certification.

Are chip readers required for PCI compliance?

The short answer is no, EMV technology does not satisfy any PCI requirements, nor does it reduce PCI scope.