Is surge a real credit card?

The Surge Mastercard® is a legit credit card for people with bad credit, not a scam. It reports to the three major credit bureaus each month, which allows cardholders to build credit by paying on time and using only a portion of their credit limit.

What is the highest credit limit for surge credit card?

The initial credit limit for the Surge Mastercard ranges from $300 to $1,000. After six months, you may be eligible for a credit limit increase, which can potentially help your credit score. You’ll have to ask for it, though, and this option alone doesn’t make the cost of the card worth it.

What bank does surge credit card use?

Celtic Bank
The Surge Mastercard credit card is issued by Celtic Bank, designed for those who have a bad credit history or none at all and want to build or rebuild their credit. You can check your Surge credit card application status and see if you pre-qualify in less than a minute.

What is the credit limit on a surge card?

$300 to $1,000
The Surge Credit Card comes with an initial credit limit of $300 to $1,000, so you’ll need to be extra careful about your spending to improve your credit.

Who owns the surge credit card?

Surge Mastercard is issued by Celtic Bank, which is owned by Continental Finance. This company specializes in issuing credit cards to consumers who have less-than-perfect credit. Continental Finance was founded in 2005 and, according to its own reporting, manages over 2.6 million credit cards.

Where can I use my surge card?

A Surge Mastercard with an initial credit limit that ranges from $300 to $1,000. Use your Surge card at locations everywhere Mastercard is accepted.

Does surge credit card give increases?

Yes, the Surge Credit Card will consider you for a credit limit increase if you make the first six monthly payments on time. After that, the Surge Credit Card’s issuer, Continental Finance, will continue to evaluate your account periodically to give you the opportunity for even higher Surge Credit Card credit limits.

Does surge do a hard inquiry?

Yes, the Surge Credit Card does a hard pull on your credit. You can, however, check if you pre-qualify with only a soft pull. You can qualify for it even with a bad (300+) credit score, and could be approved instantly, if Celtic Bank can verify your identity. Otherwise, it may take up to 30 days to receive a decision.

Does surge increase credit limit?

How long does it take to get surge card?

How long does it take to get the Surge Mastercard credit card? It takes 2 weeks at most to have your Surge Mastercard credit card in the mail.